Appraiser listed cage as "Roll bar is purely for visual purposes and is no way ment for racing purposes" It was the headers that got me.Said it was undoubtably a performance modification
I would say any Maverick/Comet that has been restored/modified to the extent that your's and Darren's have been should be insured for at least $15,000. I think if you had a TOTAL loss of your car, and looking at all you have done to it (ie, custom interior, 347, all new paint, etc).....it would take at least $15,000 to pout you back where you were.
with Hagerty they only...agree value...to a limit...I took mine to that limit...$20,000...why wouldn't you... to me, this is them telling me...what they think it's worth...
Hagerty requires you to submit photos for your cars and they determine what your car is worth. They won"t let you over insure also photos of your garage or where you will be parking may have to be sent.
I just up'd my 70 Grabber to $25,000 today. All Hagerty needed was some updated photos and it was all done. Very easy company to work with.